Loan applications, mortgage, and credit card companies often take a look at your credit score or credit report as part of their evaluation. Some companies also run the check before deciding whether or not to hire you. Usually, they check both the credit score and credit report to get a better understanding of who you…

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Credit card debt is one of the worst debt you can ever find yourself in. Not only does it weigh you down, but the amount also doubles in interest. It is very easy to find yourself in huge amounts of credit card debts. Most people accumulate debt unknowingly and spend the rest of their lives…

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Credit score is undoubtedly the most misunderstood concept in finance. Everyone has a credit score but not everyone understands how it works. A credit score is simply a number lenders use that is calculated from your credit history to determine your worthiness for credit. The credit score you have determines your eligibility for credit cards,…

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