Loan applications, mortgage, and credit card companies often take a look at your credit score or credit report as part of their evaluation. Some companies also run the check before deciding whether or not to hire you. Usually, they check both the credit score and credit report to get a better understanding of who you…

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Credit score is undoubtedly the most misunderstood concept in finance. Everyone has a credit score but not everyone understands how it works. A credit score is simply a number lenders use that is calculated from your credit history to determine your worthiness for credit. The credit score you have determines your eligibility for credit cards,…

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